Commercial Appraiser FW: PM Edition: Here’s how higher regulatory costs are impeding housing affordability

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This is the 13th consecutive quarter that the index has been below 40 percent and is near the mid-2008 low level of 29 percent. California’s housing affordability index hit a peak of 56 percent in the first quarter of 2012.

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The cost of this most significant health and safety rule ever issued for the construction sector will be passed to the consumer in the form of higher prices. As the cost of housing increases and the access to credit remains tight, home buyers and renters will have fewer safe, decent and affordable housing options.

About – Associates Home Loan of Florida, Inc. Shadow inventory rocked by foreclosure snafu As foreclosure. “shadow inventory.” If the homes now in default flood the market, which is a distinct possibility, real estate prices could be further depressed. If potential buyers, who are.

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Any new regulations should be linked to clear regulatory objectives, follow full and open consultation, be evidence-based, have a sound legal basis and be subject to rigorous cost: benefit analysis, as required under the Financial Services and Markets Act 2000.