Gene Ng85227: Good Rental History: Why this is Critical in Repairing Your Credit

Rent payments can help you boost your credit score if they're on your credit. since 35% of your credit score is based on your payment history.

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If you're looking to rent, it's a good idea to be prepared for landlord credit checks.. a request for a larger deposit, or an increase of the monthly rent offer, first time, especially if you haven't established your own credit history.

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The credit bureaus have to respond to your credit report disputes within 30 days. In some cases, they get up to 45 days. Removing negative items is only the first step. It’s also important to have positive accounts on your credit report. This may require getting a credit card and making your payments on time to establish some credit history.