Is This The Last Chance for Low Rates?
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The answer depends on the definition of ‘a while.’ There’s always some risk that rates will rise for longer than we might like or expect. If we’re talking about the length of time that most prospective mortgage borrowers have a loan in process, that risk is a bit bigger than normal at the moment.
Are you in the market for a home? Your timing is good because you can still lock in a low rate on a mortgage. But this opportunity will not last forever. The U.S. is coming out of an historically low interest rate period, and the Federal Reserve has already begun increasing rates. To help you
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Last Chance for buyers to lock in low mortgage rates this year. This may be the last chance for buyers to take advantage of such low mortgage rates this year. For a quick example, if you borrowed about $365,000 dollars right now, it would cost you monthly about $2,200 with taxes and with a 3.75% mortgage rate for 30 years.
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Mortgage rates have been on the rise. Is this your last, best chance to refinance and save money with a super low rate? Perhaps. Although rates have been on a near-steady decline for nearly four.